Denise Sullivan

Health Insurance Agent

My mission is to build solid relationships based on trust while delivering superior service and knowledge to clients.

Have you asked yourself any of the following questions?

  • “Can I afford the ‘worst case scenario’ if it were to happen to me?”


  • “Does my family feel comfortable knowing if any medical issue were to arise, we can handle the financial burden?”


  • “Am I overpaying for the same amount of coverage I could find elsewhere?”


  • “Is there a supplemental benefit to cover the expenses my primary insurance doesn’t cover?”


  • “Am I offering the best benefits to my employees, attracting the right people to help build my business?”



If you have asked any of these questions to yourself, perhaps I can help you ease your mind.

Types of Insurance Offered

Here are a few of the different insurance options we provide.

Health Insurance

life insurance

dental insurance

vision insurance

critical illness insurance

disability insurance

accident insurance

long term

care insurance

cancer insurance

hospital insurance

fixed indemnity insurance

TRAVEL insurance

pet insuraNCE

other

Meet Your Agent


Hi! I'm Denise. As a native of St. Louis, I attended Lindenwood University where I earned a degree in Healthcare Administration. With over 25 years’ experience in the insurance industry, as an independent insurance broker, I have been able to help customers navigate through this ever-changing landscape of health insurance. At no cost, I customize Health Insurance plans on a multitude of products that are tailored to fit specific personal and/or business needs.


When I’m not working, I care deeply about community and seek to put this into action through volunteering. I spend much of my time baking custom baked goods in which I donate to different events and charities. As a business owner and single mom of two teenagers, I see time as one of the most precision gifts. When it comes to time with my kids, I embrace the time I am given, whether we are baking, being outdoors, traveling or just spending quite time together.


Why do I care so much about helping others with their Health Insurance? Like so many people, I have experienced the fear of not knowing or understanding how it works.After personally dealing with the changing aspects of Health Insurance, going from groups benefits, to cobra, to having no insurance, and then to ACA, and private insurance, I know how confusing health Insurance can be and the certainty it can cause.


I strive to offer the best possible service to my clients, varies options, a comprehensive understanding, and peace of mind when it comes to handling their Health Insurance. By educating customers, they can gain the power of knowledge, the opportunity to compare options and the freedom to choose what best fits their needs.


"What you get by achieving your goals is not as important as what you become by achieving your goals."

-Zig Ziglar

Feedback from Clients

Here's what people are saying!

- Frankie & Dave Usai

When we started looking for medical, dental and vision insurance for our family there were so many options on healthcare.gov we were so confused. Denise was great at sitting down with us, understanding our needs and finding choices that met our needs. She is also very knowledgeable about the options and answered all our many questions. Denise made the overwhelming process of sifting through all the choices much easier and really helped us save on quality insurance for our family.

Denise in one of the best brokers out there. She is driven and passionate. Her knowledge in the field is immense. Couple this with her compassion and the genuine care for her clients and that is why she stands above the rest!

- Lorna Alvarado

Denise was instrumental in helping my wife and I find affordable insurance solutions so we could retire early. She clearly laid out various options, and helped us understand the benefits of each. Once we made our selections, she helped guide us through the application process. We couldn’t be happier!

- Drea Ledbetter

If you're looking for an honest, trustworthy professional, who can give you straight forward information on insurance, look no further! You won't find a more caring person that will take the time and answer your questions without judgment, as well as make sure you get the best plan for your situation and health care needs. Denise has been a blessing and given me peace of mind knowing that she is able to look at different plans and help me choose the best one for myself and my family. She gives clarity in an area that is easily overwhelming! I can't say enough good things about my insurance experience with Denise! She's the best!


- Melinda Richardson

Contact us

(314) 465-5611

5055 Hwy N Suite 118

Cottleville, MO 63304

dsullivan1@myhst.com

healthinsuranceagt.com

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